Have a secured online presence

Have a secured online presence

Be on the guard when you transact on the web since there are hidden dangers; Some precautions can give you a peaceful investing experience

PRECAUTIONS WHEN MAKING ANY ONLINE TRANSACTION

·         Never access your account at a cyber cafe or a shared computer as you can never be sure how you are being monitored, or what spy software might be installed on those machines.

·         Always update your operating system for security patches.

·         Also use a reputed anti-virus and update it on regular basis.

·         When choosing a password for your banking accounts, choose something that is sufficient ly long and that includes upper and lower case, numbers and even special characters.

·         Refrain from using your birthdates or names of loved ones as passwords as these can easily be guessed.

·         Be wary of any emails that ask you to update your bank account information. Those could be attempts at `phishing' (obtaining your password or other information illegally), which could result in identity theft, unauthorized purchases or compromise of your account.

·         Additionally, don't click on any link that you receive in your email even if it appears to be from your bank. Instead, make it a point to remember the URL, and type it manually in the address bar before making any transactions.

·         Phishing scammers create web sites that look and feel authentic, and they usually lure victims through emails with links that lead to the fraudulent web sites.

·         Check SSL (Secure Socket Lay er) https security on login page of bank's web site. The `s' after the `http' denotes that the site is secure.

·         Similarly, look for signs that an on line shopping site is identity verified and SSL secured to protect your credit card and personal information. Most browsers will mark a secure site by displaying a padlock icon somewhere on the frame of the browser window.

·         Notify your credit-card provider bank immediately of any unauthorized use of your credit card debit card from an online transaction.

Regards

Pralhad Jadhav

Senior Manager @ Library

Khaitan & Co

Blog | http://pralhad-fyilibrarian.blogspot.in/

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